Uniform Lifetime Table 2024 Chart. The irs provides tables that show you which life expectancy numbers to use based on your age and if you are sharing your rmd with a spouse. Use one of these worksheets to calculate your required minimum distribution from your own iras, including sep iras and simple iras.

Use table iii if you are the ira owner and your spouse isn’t the sole designated beneficiary or if your spouse is the sole designated beneficiary of your ira and not more than 10 years younger than. The most commonly used table is uniform lifetime table.